Terms and Conditions
Welcome to zenarilovynthu's Terms and Conditions. These terms govern your use of our financial planning consultation services and website. By accessing our services, you agree to be bound by these terms.
Acceptance of Terms
By using zenarilovynthu's services, subscribing to our consultation plans, or accessing our website, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.
These terms create a legally binding agreement between you and zenarilovynthu Financial Planning Services
Service Description
zenarilovynthu provides monthly financial planning consultation services through subscription-based plans. Our services include personalized financial discussions, goal-setting sessions, and ongoing guidance to help you make informed financial decisions.
All consultation services are provided for informational and guidance purposes only
Your Responsibilities
As a user of our consultation services, you agree to the following responsibilities:
- Provide accurate and complete information during consultations
- Maintain confidentiality of any login credentials or access information
- Use our services only for lawful purposes
- Respect our staff and maintain professional communication
- Make timely payments for subscription services as agreed
Prohibited Uses
You may not use our services for any of the following purposes:
- Illegal activities or violation of any applicable laws
- Harassment, abuse, or threatening behavior toward our staff
- Attempting to gain unauthorized access to our systems
- Reproducing or distributing our proprietary consultation materials
Intellectual Property Rights
All content, materials, and intellectual property associated with zenarilovynthu's services remain our exclusive property or that of our licensors. This includes consultation frameworks, methodologies, and branded materials.
You may not reproduce, modify, or distribute our intellectual property without written consent
Privacy Policy
Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using our services, you also agree to our Privacy Policy terms. Privacy Policy
Limitation of Liability
To the maximum extent permitted by Australian law, zenarilovynthu's total liability for any claims related to our consultation services shall not exceed the amount you have paid for services in the 12 months preceding the claim.
Our liability is limited to the subscription fees paid during the relevant service period
Indemnification
You agree to indemnify and hold harmless zenarilovynthu, its employees, and affiliates from any claims, damages, or expenses arising from your use of our services, violation of these terms, or violation of any third-party rights.
Dispute Resolution
We are committed to resolving any disputes fairly and efficiently through the following process:
Arbitration Process
Any disputes arising from these terms or our services shall be resolved through binding arbitration in accordance with Australian commercial arbitration rules.
Arbitration will be conducted in Sydney, NSW, under Australian Commercial Disputes Centre rules
Online Dispute Resolution
For international users, we participate in online dispute resolution platforms where applicable:
European Union residents may access the ODR platform at ec.europa.eu/consumers/odr
Service Termination
Either party may terminate the consultation service relationship with 30 days written notice. zenarilovynthu reserves the right to immediately terminate services for violation of these terms.
Upon termination, access to consultation services ceases, though these terms survive regarding prior service usage
Modifications to Terms
zenarilovynthu reserves the right to modify these terms at any time. Changes will be posted on our website and become effective upon posting or as otherwise specified.
Continued use of services after changes constitutes acceptance of modified terms
Governing Law
These terms are governed by the laws of New South Wales, Australia, and any disputes will be subject to the jurisdiction of Australian courts. Australian Consumer Law protections apply where relevant.
Severability
If any provision of these terms is found to be unenforceable or invalid, the remaining provisions will continue in full force and effect. Invalid provisions will be interpreted in a manner that makes them enforceable while preserving the original intent.
Entire Agreement
These terms, together with our Privacy Policy and any service agreements, constitute the complete agreement between you and zenarilovynthu regarding the use of our consultation services.
Contact Information for Terms
If you have questions about these Terms and Conditions, please contact us at contact@zenarilovynthu.com or +61414896198 during regular business hours.
Email Address: contact@zenarilovynthu.com
Phone Number: +61414896198
Business Address: Level 12, 680 George Street, Sydney NSW 2000
Last updated: September 7, 2025
Effective Date: August 29, 2025